Your Blue Cross Blue Shield plan may cover the cost of some or all treatments associated with your Guardian IOP treatment plan, including group and individual therapy, family therapy, cognitive behavioral therapy and dialectical behavioral therapy, as well as relapse prevention training. BCBS Behavioral Health programs typically cover Intensive Outpatient Programs such as psychological and social assessments, monitoring and treatment planning and education and counseling on maintaining recovery. Care under the direction of licensed social workers, psychologists, psychiatrists and psychiatric nurse practitioners are all covered under BCBS Behavioral Health plans.
Your specific coverage is dependent on several factors, including the state in which your Blue Cross Blue Shield plan originated. BCBS operates in all 50 states under 36 separate health insurance organizations, each of which differs slightly in coverage and applicable deductible and co-pay rates. If your plan is a Health Maintenance Organization (HMO), you may receive better coverage for medical costs associated with in-network providers. If your plan is a Preferred Provider Organization (PPO), it may be more widely applicable. In addition, the details of your individualized treatment plan, and the length of your time in the program will contribute to costs that are specific to you.