If your plan is a Health Maintenance Organization (HMO) plan, your benefits are maximized when you visit an in-network provider. If your plan is a Preferred Provider Organization (PPO) plan, your benefits might extend to any provider of your choice. All plans will have a deductible, the amount you are required to pay out-of-pocket before your health insurance benefits begin. All plans will also have copayment requirements. Your copayment is a one-time fee for any particular service or visit.
Your CareFirst Healthcare plan can help reduce the out-of-pocket expenses associated with your treatment plan at Guardian IOP. Benefits may extend to your individual or group therapy sessions, specialized active therapy, and family and relationship therapy with licensed clinical social workers, psychologists and psychiatrists. Benefits may include coverage for age-specific and gender-specific programming, life skills training and relapse prevention education.