Does Horizon BCBS Health Insurance Cover Outpatient Drug or Alcohol Rehab?
Blue Cross Blue Shield has been helping individuals and families access quality healthcare services since 1929. As a major health insurance provider, Horizon BCBS covers mental health and behavioral health services, including outpatient addiction treatment. According to the official website, “Horizon Blue Cross Blue Shield of New Jersey, the state’s oldest and largest health insurer is a tax-paying, not-for-profit health service corporation, providing a wide array of medical, dental, and prescription insurance products and services. Horizon BCBSNJ is leading the transformation of health care in New Jersey by working with doctors and hospitals to deliver innovative, patient-centered programs that reward the quality, not quantity, of care patients receive.” If you or your loved one is insured through Horizon BCBS or any other policy, there are undeniably numerous addiction treatment programs which are in-network with your current provider. today to learn more.
The Affordable Care Act and Behavioral Healthcare Services
In 2010 the Obama Administration passed the Affordable Care Act, or the ACA. Under the ACA, all major health insurance providers must offer comprehensive coverage for intensive outpatient treatment programs and other behavioral healthcare services. Your specific benefits will depend on several factors, including the state you live in, the plan you choose and the level of clinical care you seek. However, because substance use disorders are considered a pre-existing medical condition, your insurance provider cannot deny you coverage for outpatient treatment services, therapeutic intervention or medication assisted treatment options. The U.S. National Library of Medicine States, “The ACA enables states to address [addiction] through four primary mechanisms: insurance coverage expansions, regulatory insurance reforms that require inclusion of SUD treatments, enhanced parity, and opportunities to integrate SUD treatment and mainstream health care.” If you are currently insured through Horizon BCBS, there is a very good chance some or all of the outpatient treatment services provided by Guardian IOP are covered either partially or in full. Contact us today for a free, no obligation health insurance benefit check.